Many important questions in life involve money, and good choices can put us on the road to financial success. Bad choices, however, can lead to years of financial duress. While the questions we ask ourselves may not involve investing in the latest hot stock, they may likely deal with more basic matters like identifying how we feel about money, managing our money, and what to do when facing financial hardship. Learning how to make smart money […]
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Are you on the road to burnout?
Are you wondering why some people get burned out while others don’t? What is the difference between stress and burnout? And, what can you do to manage stress and avoid burnout? Without a doubt, we are living in a time of significant stress and burnout and we need practical and self-loving ways to address this for ourselves, our family, friends and colleagues. While stress and burnout are often confused, they are different. Identifying the differences is […]
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Crush it, and rest; says Carl
Carl Richards, the Sketch Guy columnist from The New York Times, recently shared an enlightening view on our hustle culture. Online engagement has increased our stress levels by making work, social pressures and media agenda more invasive than ever. We can easily believe that if we’re not “on top”, we’re not working hard enough. We need to go out there and crush it until we make it. But the reality is that we generally crush it […]
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What’s costing you more?
“As soon as we become aware of money, we develop beliefs about it, beliefs we cling to, sometimes for the rest of our lives, often at the cost of our souls.” – George Kinder What’s costing you more: what you do with your money or what you believe about your money? For many people, the beginning of financial planning involves the creation and maintenance of a budget. A budget is a practical and helpful tool for […]
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Protection from too much advice
Bruce Lee once said: Adapt what is useful, reject what is useless, and add what is specifically your own. It’s an exceptional quote that is profoundly helpful when working with a financial plan. However, the difference between our current situation and Lee’s is that in the 60s, it was much harder to access information. Now, we’re overwhelmed with information, and too much advice can derail even the most robust plans. Sifting what is useful from what […]
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How mindfulness helps our money
How much time do you waste trying to solve problems that haven’t happened yet? Many of us fixate on problems that might happen tomorrow, next week or several years in the future, and this is not what life and financial planning are about. Getting stuck in the future at the cost of living life to its fullest today is precisely what we’re trying to avoid! This is why we talk so much about being mindful. Dr […]
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Need a little grounding?
Have you ever gone for a walk in the garden without shoes on? Remember what it felt like, as a kid, to come home from school – slip out of tight school shoes and walk barefoot? Whether it was on comfy rugs, soft sea-sand or lush grass, the sensation often felt so good because we were grounding ourselves. A quick Google search will tell us that there’s a lot more happening when we walk barefoot. The […]
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Building wealth, one brick at a time
The root of our wealth is not in our income or our spending; it’s in our behaviour. Our habits make us wealthy, not the markets. Some have said that sound financial management comes down to spending less than we earn – but whilst this adage holds merit, it’s a lot more complicated in practice. It’s complicated because people are complicated. It’s not helpful to tell someone who is already relying on credit to get through the […]
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What’s changed in your life?
WHERE TRUE FINANCIAL PLANNING STARTS One of the best ways to make any constructive change or difference in the direction of our lives is to take a moment to observe what’s currently going on. Life whizzes by so quickly that if we don’t check in with ourselves, we will find it hard to observe and articulate what has changed. Financial planning, if done right, should start in the same place. Rather than beginning a financial planning […]
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Thank you, money
Some people say that magic isn’t real, but what about the first magic words we’re all taught to say? No – not “abracadabra” or “zimzalabim”, although those are great words. Abracadabra is thought to come from the Aramaic phrase “avra kehdabra”, meaning “I will create as I speak”, and zimzalabim comes from the mythological tricksters, Zim Zala and Bim. But, our most basic and formative levels of social etiquette (getting people to do what we want […]
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