GET GIFTS THAT COUNT MUCH AND COST LITTLE Gifts can often become a grudge purchase – especially when they’re for a special occasion that happens in a really tight month. This month’s five fresh saving tips cover alternative ideas to gifts and clever ways to entertain yourself (and your family) for the day, get more business and spend no money! Check out these 5 fresh saving tips and see how you can start to save, even […]
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WILL POWER
MOST ARE WILLING TO PAY MORE FOR A MEAL THAN A WILL From our experience, it would appear that many are prepared to pay a couple of hundred bucks to eat out, yet squirm at the thought of paying an expert to draft their last Will and Testament, a vital document that speaks for them when they are gone.Perhaps the reluctance is more from the uncomfortable fact that we don’t ever really want to die, but […]
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12 POINTS TO REDUCE YOUR FINANCIAL STRESS
END TWENTYTWELVE WITH THESE 12 You’ve heard of the 12-days of Christmas, a song that gets sung on almost every Christmas album ever released. Whilst this traditional carol reminds us of twelve ordered ways to deal with Christmas, we’ve got 12 steps to help you significantly reduce your financial stresses! Don’t do them all at once… that’s just scary! This easy-to-execute, twelve-step guide gives you one task a month. Execute each of these according to your […]
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RAISING KIDS WHO ARE MONEY-WISE
Most of us have kids in our lives – whether they are our own, our nieces and nephews, friends’ kids or the neighbours – and we are teaching them about money all the time. Every time you make a financial decision or talk about money in front of a child, you are teaching them something. You could be making a transaction and quickly grabbing a few items down temptation isle or you could be moaning around […]
Continue readingMore TagFIVE FRESH TIPS TO SAVING
5 EVERYDAY SAVING TIPS From washing your hands to dusting behind the dryer – here are some novel and easy saving tips. There are so many simple and small things in life that we miss or forget and cost us money in the long run… like the R45/m subscription to a magazine that you don’t actually read anymore, or that antique-looking bookcase that you paid a fortune for at The Block & Chisel that you could […]
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HEALTHY EATING IS HEALTH LIVING
Did you know that most weight loss occurs through improving your diet? If you’ve ever been on a diet, or heard your friends speaking about their diets, you will know that Calories are a fairly important part of our diets. Food contains all sorts of nutrients, not just Calories, so it’s good to choose foods that contain the nutrients (vitamins, minerals, fats and calories) that you need. If you’re uncertain as to what is a good […]
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KEEP THE ROOF OVER THEIR HEADS
Keep the roof over your loved ones’ heads – no matter what. Buying your own home is filled with amazing feelings, and often a lot of stress! From all the forms to fill out and hoops to jump through, once you finally have your homeloan approved you still need to arrange the move – which is an entirely different type of stress.In this process, you may overlook some features of the homeloan that you’d wish you’d […]
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CUT BACK SALT AND CUT YOUR PREMIUMS!
If you’ve read up on salt facts, you’ll know that too much salt can cause raised blood pressure, which increases the risk of heart disease and stroke. When you are applying for any type of risk cover, your general health plays a large part in the algorithms that are used to asses your risk… and ultimately how high or low your monthly premiums will be. Eating healthily and getting regular exercise is crucial to keeping your […]
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5 EVERYDAY SAVING TIPS It’s amazing how fast the time flies past… it’s often even more amazing how fast money leaves our bank account after it’s been deposited! The prices of basic necessities and transport have risen considerably and it’s no wonder we’re often left feeling that we need to keep pulling our purse strings tighter. Well, as is custom, I have 5 Fresh Saving tips for you again! There are so many ways that we […]
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REVIEWING YOUR POLICY (2)
A WISE CHOICE NOW PAYS OFF LATER In my previous article I looked at the old-school approach to risk assurance policies and highlighted some areas of concern that the latest policies are trying to avoid. The reason for this is because most life cover premiums are higher than necessary because you are sold an indiscriminate lump sum of assurance to cover many different needs with different values at different times of your life. Not only is […]
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